EMC Corporation in Deland, Florida - EMC Mortgage Backs you into a corner so they can Steal your property

I tried to file for a modification of my mortgage because my husband became disabled after being the "bread winner" of the family for the greater part of our 30 years of marriage.....so I filed all of the paperwork for the 'Making homes Affordable" modification.

EMC aka: Chase mortgage gave the impression that they would be glad to work with us. This was not the case.

After submitting the paperwork I was told they lost it or the 90 days had passed before they had a chance to go over it and I had to redo the paperwork. I did this to no exaggeration at least six times. It was either late because they were slow to examine the docs or they lost an important piece of the documentation in which they had to have me fill out again.

After I went through this for three years, and this is not an exaggeration, they kept increasing my payment each time they sent papers i was suppose to accept and be grateful. My first trial period was suppose to be for three months and lasted 8 months. We received at least 6 modification offers and with each one the price of our payment went up??? they claimed we didn't qualify for the making homes affordable. we qualified for 'Hamp' though and supposedly if you can get one you can get the other. with each offer of modification the payment went up. The last one was $1575 per month and we started at $1250 and we couldn't afford that, that's why we applied for the re-modification in the first place. we are currently in the process of losing our home of 28 years unless we are blessed with a miracle. EMC/ Chase or whatever they are called today have most likely succeeded in taking our home.

This will ruin us and we won't be able to get a mortgage loan for at least three years after they take our home from us. This shows how these people work to make you believe they are trying to help you while stealing you blind.

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Brumfield
Review #232379 is a subjective opinion of poster.

EMC Corporation in Atlanta, Georgia - Flood Insurance too high. Need your help

I have a home at Grand Isle that I mortgage with you to help my son and it turned out that the payments to you are too high $1700 and mainly I have to have flood insurance as this is an island. Our home flooded once with 4 inches in basement floor.

No furniture on basement with washer and dryer.

EMC said you could carry the insurance. Let me know. It is due $8000 by the 10th of September. Policy number is 00200968459 under name of R.T.Gibbens and Joann Robichaux and is due Sept.

10th. What is your solution and your insurance like.

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Anonymous
Review #224942 is a subjective opinion of PissedConsumer224942.

EMC Corporation in Grants Pass, Oregon - EMC Financing calling to guarantee sale of auto for $500 up front fee

I had the same scam call me but from EMC Financing. They want $500 up front for a guarantee to sell my car for asking price.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute. Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

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Anonymous
Review #187393 is a subjective opinion of PissedConsumer187393.

EMC Corporation in Hayward, California - This company e.m.c is thiefs

This company started are modification 15 months ago and said it was going to the under writer 7 month ago and then stalled for seven months then sold the mortgage to nation star never heard of them has anyone else had this done to them,if so let everyone know what thiefs they are, they told me that they coudent do the modacation becose they allready sold the morage and there wosent a knof time that was 15 days before it went to the other company. the paper work was alredy done befor they got it so why after 1 year they coudent do the modafication .

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jayricky08
Review #172509 is a subjective opinion of poster.

EMC Corporation in Tillamook, Oregon - EMC Inept and fraudulent customer service

After trying to get my escrow account removed from my EMC loan for about 6 months I will now report them to my state's attorney general for fraudulent and misleading practices. They insist on impounding even though I pay my own taxes and insurance.

There is not a real person to respond on the phone and written inquiries take months! They claim to respond within sixty (60!!!) days, yet have not done so.

I have never made a late payment or any other problem with my account, yet they still treat me miserably...my taxes are double paid! Cheaters!!!

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Anonymous
Review #169801 is a subjective opinion of PissedConsumer169801.

EMC Corporation in Franklin Park, Illinois - No help on loan modification?

first off emc shouldnt of given us the loan way back when,no money down at 310,000 at 10%interest with a ballon payment.lived in the home for about 14 months fell behind ended up filling chapter 13.while in chapter 13,fell behind on the house payments,emc wanted 4000 dollars for 1 month.which we came up with.then they wanted are regular house payment which is 2500 plus an additional 900 a month for 7 months which was a court order.we couldnt make those kind of payments.so i called emc and told them im serendering the home they said ok.few months go by they call us about a loan modification.

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1 comment

nrsrchd
#114387

First may I ask why would you want to modify your loan when there may be fraud in your mortgage that you were not aware of. You can take that fraud and make those that broke the law pay rather than you paying them to defraud you.

When the banks break the law they owe you money, it says so in the law. The way to show they broke the law is in auditing the paperwork. A forensic audit performed by certified professionals can go over mortgage documents and find the violations of the law. Since a crime may have been committed you need to treat the paperwork as such.

From an audit then a letter asking for more information or a rescission letter asking for the return of all money paid in. From there litigation paperwork can be created ready to file into court. They do not want their violations of the law before a jury of 12 homeowners who may wonder if they were defrauded as well. endlessfrauddetection.com contains example after of example what the law says when it come to mortgages.

If the people are going to take back this country we need to do it one home at a time with the law. Once you have read the law and desire to see those that broke the law pay for breaking the law, contact steve@endlessfrauddetection.com to start taking back this country one home at a time

Anonymous
Review #155740 is a subjective opinion of PissedConsumer155740.

EMC Corporation in Rochester, New York - EMC IS HORRIBLE

Have been trying to work with EMC for 6 months now...trying to do a loan modification becuase my husband lost his job. We've had to submit the same paperwork 4 times now and we are still waiting for an answer.

I've had to call several times and have had to wait for over and hour on hold just to have the phone disconnect so I could do it all over again.

This company is horrible...they lack in communication and customer service skills. Ths company should be fined for failing to help their customers when in desparate times.

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Anonymous
Review #153103 is a subjective opinion of PissedConsumer153103.

EMC Corporation in Atlanta, Georgia - Emc not helping me

i has tgring to get this company to help me. I called and they were very nasty about telling me where to get the docs at.

AThen that lady proceeded to tell me that the goverment has not set any guidelines. I called acorn and they are helping me. I took EMC over a year with my fist modicication they said all the docs were lost and then it sat on someones desk. and after all said and done they did not lower it it was raised and i agreed to it because i have a family...

sounds like extortion to me..... going to find out

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mrattitude
Review #141386 is a subjective opinion of poster.

EMC Corporation in Pittsburgh, Pennsylvania - IS EMC PLAYING ME AGAIN?

Ok i have put alot of complaint's up here.But now after almost a week EMC finally sent my 8 page repayment papers.But they want me to fill it out and sign it.Along with this i am to send with it a request to have a modificaion.I am to send my pay stubs along with what my expenses are,and a hardship letter.Also print a form 4506 from the irs.gov site.What is this form?And they also have a ballon payment with the papers showing i owe a amount.Is this the release paper to also keep me from being able to file complaints against them?(GIVE INPUT PLEASE)

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strobaby42
Review #138738 is a subjective opinion of poster.

Contact EMC Corporation Customer Service

Mailing Address:
EMC Corporation
176 South Street
Hopkinton, Massachusetts 01748
United States
Phone:
(800) 543-4782
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